How to use your Spend Visa Card to make a purchase

In this guide, we will be walking you through how to use your Spend Visa Card and link it to the Spend Wallet for instant conversion to legal tender to use at the point of sale. 

Activating which Asset to Convert to Legal Tender

The Spend Wallet allows instant conversion of any supported asset/currency on the Spend Wallet to legal tender to instantly load to your Spend Visa Card to use at the point of sale. This feature uses our proprietary Spend Authorization Engine (SAE) to make this all happen. For the user, all you need to do is select the asset you want to convert to legal tender to then load the legal tender such as USD to your Spend Visa Card for any point-of-sale purchase.

First, the user will need to navigate the Wallet screen and find the currency or asset they wish to convert to legal tender to use on their Spend Visa Card. Once you find the asset you want to enable, for both offline and online purchases, all you need to do is toggle the Card selection to on as shown below:

Once the toggle is selected and on, all you need to do activate the Spend Authorization Engine to convert this asset into legal tender such as USD is to swipe your Spend Visa Card. The Spend Wallet performs all the conversions in real-time and within seconds the charge will be approved by sending legal tender such as USD to the card to use at the merchant. Sounds complicated, but for you, as the user, all you need to do is activate and swipe your card. Spend handles the rest!

Please Note: At no point can cardholders load cryptocurrency such as Bitcoin onto their Spend Visa® Card. All cryptocurrency will be converted to the appropriate local fiat currency first on the Spend Wallet and then that local fiat currency will be loaded on the Spend Visa® Card for use in purchase and ATM withdrawals.